To educate, equip, and empower consumers for financial freedom using a Biblical worldview.



Your Money Matters, LLC strives to equip consumers, of all ages, for financial freedom through


E – Education, Empowerment, and Excellence

Q – Quality

U – Understanding

I – Integrity

P – Passion

These core standards, coupled with Biblical financial principles, guide the services offered by Your Money Matters, LLC and serve as its foundation for success.

About Me


Nikki L. Garry is the Founder and Owner of Your Money Matters, LLC which is a service-based business that specializes in Financial Coaching and Financial Literacy Seminars.  Your Money Matters’ vision is to educate, equip, and empower consumers for financial freedom using a Biblical worldview.

Nikki has a Bachelor of Science in Accounting from Millikin University, a Master of Science in Accounting from Liberty University, and a Certificate of Entrepreneurship from Richland Community CollegeWith over 15 years of experience in Corporate America, Nikki is well-versed in the accounting and finance arenas and is passionate about developing and teaching attainable solutions for financial freedom.

Not only does Nikki value lifelong learning but she continuously strives to increase her knowledge base by pursuing continuing education.  She is a graduate and facilitator of Dave Ramsey’s Financial Peace University, a certified facilitator for Development Dimensions International (DDI), a licensed Illinois Life and Health Insurance Producer, and an adjunct accounting and finance instructor at Millikin University.

Nikki is also an advocate of giving back to her community and finds great fulfillment in serving others.  In addition to being actively engaged in her church home, Nikki is esteemed as a community leader and serves on several boards – such as Vice Chairman of the City of Decatur’s Human Relations Commission, Vice Chairman for the Decatur Public Schools Foundation, and a Board Member for the Richland Community College Foundation.  Nikki has also served as a breakout session speaker at various conferences as well as a keynote speaker and panel discussion participant.

In 2018, Nikki was honored as one of the City of Decatur’s “Game Changers” by the renowned National Association for the Advancement of Colored People (NAACP); and in 2020, Nikki was recognized as one of Macon County’s “20 under 40” recipients which highlighted her efforts throughout Central Illinois.

In her spare time, Nikki enjoys traveling, watching her favorite television shows, and spending quality time with family and friends.  She resides in Decatur, Illinois.