To equip consumers, of all ages, for financial freedom.



Your Money Matters, LLC strives to equip consumers, of all ages, for financial freedom through


E – Education, Empowerment, and Excellence

Q – Quality

U – Understanding

I – Integrity

P – Passion

These core standards, coupled with Biblical financial principles, guide the services offered by Your Money Matters, LLC and serve as its foundation for success.

About Me


Nikki L. Garry is the Founder and Owner of Your Money Matters, LLCYour Money Matters was founded with the vision to equip consumers, of all ages, for financial freedom and is a service-based business that specializes in Financial Coaching and Financial Literacy Seminars.

Nikki has a Bachelor of Science in Accounting from Millikin University, a Master of Science in Accounting from Liberty University, and a Certificate of Entrepreneurship from Richland Community CollegeWith over 15 years of experience in Corporate America, Nikki is well-versed in the accounting and finance arenas and is passionate about developing and teaching attainable solutions for financial freedom.

Not only does Nikki value lifelong learning but she continuously strives to increase her knowledge base by pursuing continuing education.  She is a graduate and facilitator of Dave Ramsey’s Financial Peace University, a certified facilitator for Development Dimensions International (DDI), a licensed Illinois Life and Health Insurance Producer, a How Money Works financial educator, and an adjunct accounting and finance instructor at Millikin University.

Nikki is also an advocate of giving back to her community and finds great fulfillment in serving others.  In addition to being active in her church, Nikki delights in volunteering at her alma mater.  Throughout the community she serves on several boards, such as Vice-Chairman of the City of Decatur’s Human Relations Commission and Trustee for the Decatur Public Schools Foundation.  Nikki has also served as a breakout session speaker at various conferences as well as a panel discussion participant.

In 2018, Nikki was honored as one of the City of Decatur’s “Game Changers” by the renowned National Association for the Advancement of Colored People (NAACP); and in 2020, Nikki was recognized as one of Macon County’s “20 under 40” recipients which highlighted her efforts throughout Central Illinois.

In her spare time, Nikki enjoys traveling, watching her favorite television shows, and spending quality time with family and friends.  She resides in Decatur, Illinois.